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EPAmendment 3 Amendment 3
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Florida Property Tax Bill November 2026: Due Date, 4% Early Discount, and Why Amendment 3 Won't Change This Bill

Florida Property Tax Bill November 2026: The Short Answer Your Florida 2026 property tax bill is due on November 1, 2026, and the smartest move for most homeowners is to pay it in November. Paying in November earns a 4% discount under Florida law, the largest discount available all year. Pay in December and the discount drops to 3%, in January to 2%, in February to 1%, and in March to nothing at all. The bill is not actually late until April 1, 2027, when unpaid taxes become delinquent, but every month you wait past November costs you a full percentage point. Key takeaway: Pay your 2026 Florida property tax bill in November for the 4% discount. The bill arriving in your mailbox this week was calculated under current law, so the November 3 vote on Amendment 3 does not change a single dollar of it — even if the amendment passes. Pay this bill on the normal schedule, take the discount, and treat Amendment 3 as a question about your 2027 bill, not this one. This guide covers the exact dat...

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EPAmendment 3 Amendment 3
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Buying a Florida Home Before December 31, 2026? What Amendment 3 Could Mean for Your Timing

With Florida voters deciding Amendment 3 on November 3, 2026 , some real estate professionals are warning buyers not to wait: if the measure passes, the difference between establishing permanent Florida residency by December 31, 2026 and arriving later could decide how much of the new tax break you actually get — and for how many years. ( Treasure Coast Today, October 16, 2026 ) Here's what the measure would do, who the December 31 deadline actually applies to, and why the timing decision is more nuanced than the headlines make it sound. What Amendment 3 would change If approved by at least 60% of voters, Amendment 3 would: Raise the homestead exemption on non-school property taxes from today's levels to $150,000 in 2027 and $250,000 in 2028 , with inflation adjustments starting in 2029. The change takes effect January 1, 2027. Cut the annual cap on assessment increases for non-homestead property (rentals, second homes, commercial) from 10% to 5%. Leave school distri...

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EPAmendment 3 Amendment 3
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Florida Amendment 3 Property Tax 2026: Explained for Homeowners, Buyers and Investors

Florida Amendment 3 — "Increased Homestead Exemption; Lower Cap on Increases in Non-Homestead Property Assessments" — is on the November 3, 2026 statewide ballot. If 60% of voters approve , it would deliver the biggest homestead tax break in decades: the exemption from non-school property taxes rises to $150,000 in 2027 and $250,000 in 2028 (inflation-adjusted from 2029), and the annual assessment-growth cap on non-homestead property (rentals, second homes, commercial) drops from 10% to 5% . Polls show a majority in favor — but below the 60% threshold needed to pass, so the outcome is genuinely uncertain. Here's what the measure does, what you'd save, and what it means for the Florida housing market either way. What Florida Amendment 3 Actually Does The amendment changes two things in the Florida Constitution: 1. Bigger homestead exemption (owner-occupied homes). The exemption from property taxes that fund county and city services (not schools) would jump in p...

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🗳 Amendment 3, Explained The Nov 3 property-tax vote: what you would save, the latest polls, and the Dec 31 residency deadline. Read guide → 🧮 Florida Mortgage Calculator See the real monthly cost of a Florida home — taxes and insurance included. Free, no sign-up. Try the calculator → 📝 150 Exam Practice Questions Free sample questions with answers and explanations — plus the full practice pack when you are ready. Start practicing →